Buying or Selling your House in Western Newfoundland and Labrador

Expert Advice: Property Buying

What is a Cashback Mortgage?

August 10th, 2023

Cashback mortgages are a type of mortgage that has gained popularity in Canada over the past few years. With a cashback mortgage, borrowers receive a lump sum cash payment from the lender at closing. This cash payment can be used for various purposes, such as covering closing costs or making home improvements.

How a Cashback Mortgage Works

Cashback…

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Your Guide to Gifted Downpayments

August 8th, 2023

Over the last couple of years, various surveys have revealed the same thing: prospective homeowners are concerned that they will be unable to buy a home because they cannot afford the down payment. 

Indeed, with Canadian real estate prices way above their pre-pandemic highs, plus interest rates at their highest levels since the global financial crisis, it is getting

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4 Things to Consider & Look For When Viewing a Home or Open House

July 29th, 2019

Whether you are a first-time home-buyer or a current homeowner looking to downsize, more than likely you will be viewing houses or attending open houses while searching for the perfect home. Regardless of how experienced you are with home buying and home owning, there are always things that are missed when going through the house hunting and home buying process.

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WHY PRE-APPROVAL FOR A MORTGAGE IS NECESSARY

July 18th, 2017

Any good mortgage professional will tell you that your house hunt should include a call to a mortgage professional as well as a call to your realtor. A mortgage professionals work with you to obtain a mortgage pre-approval. Then, you can shop for a property knowing how much money you have to spend or, more importantly, how much a lender…

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