Buying or Selling your House in Western Newfoundland and Labrador

Expert Advice: Property Buying

Understanding Mortgages

June 14th, 2016

As a potential new homeowner, we’re here to bring you back to the days of chalkboards and textbooks to remind you of the importance of doing your homework to help make the most of your real estate investment. By following these tips, you will have a deeper understanding of the different types of mortgages so you can make an informed…

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How to make an offer you can Afford

June 3rd, 2016

You’re finally ready to make an offer after weeks—or perhaps months—of planning, preparing and searching. This is an important step of the home buying process, and it’s an area where your real estate agent will truly earn his/her stripes.

Making an offer you can afford is a bit like a game of poker. You want to keep your emotions in…

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How Much will it cost to buy a house?

May 9th, 2016

Buying a home is a big investment – likely the largest one you will ever make. The cost to buy a home should be carefully considered to avoid the risk of financial difficulty in the future.

Since this decision has a large impact on your wallet, we want to take some time to explore the many costs associated with buying…

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Is now the Best Time to Buy?

June 22nd, 2016

As a potential buyer, you want the facts, and we want to give them to you. When is the best time to buy a house?

Before planning room colours, or picking out the perfect couch, it’s important to hit the books and do some research on home ownership. Below, we have listed two important things to consider when deciding whether…

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Buying Guide - Part 2 - Arranging A Mortgage

September 17th, 2015

What is a Mortgage?

A mortgage is made up of two parts: principal and interest. Principal is the actual amount borrowed. Interest is the lender's fee you are charged for borrowing.

You'll have to decide on an amortization period (the length of time it will take to completely pay off the mortgage) and the term, or length of time each…

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